Canada’s housing crisis is rooted in a severe supply shortage, yet the private sector—which delivers 95% of new homes—is being constrained by a growing list of regulatory, tax, and financial hurdles. Developers are facing stalled projects, capital flight, retaliatory tariffs, and outdated financial security requirements like Letters of Credit (LCs) and cash deposits that restrict liquidity and investment.
But solutions are within reach.
This session will explore how alternative financial security tools, such as on-demand surety bonds, can unlock trapped capital, reduce risk, and streamline project financing—all while maintaining strong protection for municipalities.
Key topics will include:- The impact of traditional security models on cash flow and project viability- How on-demand surety bonds can replace LCs and cash deposits, freeing up capital for development- Navigating CMHC MLS Select bonding and rental achievement holdback requirements- How developers can leverage surety to accelerate approvals and enable more housing starts- Practical steps to advocate for municipal adoption of modern financial security options
With liquidity constraints at an all-time high, municipalities and developers alike have a powerful opportunity to rethink how capital flows in housing development. Join us to explore the tools, policies, and partnerships that can drive housing supply forward.
